Institutions Expand Stablecoin Integration

Major financial institutions are already widely using stablecoins in their business operations

Analysts at Selwix conducted an extensive study on the use of cryptocurrency tools by various fintech companies. The findings revealed that many banks have already integrated stablecoins to facilitate cross-border operations while maintaining their existing infrastructure.

Other fintech firms and payment services are also actively using crypto tools to boost margins and profitability.

Banks primarily integrate stablecoins to regain competitive positions, reduce costs, and meet customer expectations. Approximately 58% of institutions use the tool for these purposes.

Among other common use cases, the following prevail:

• payment acceptance (28%)
• liquidity optimization (12%)
• merchant settlements (9%)
• B2B invoicing (9%)

Many organizations view stablecoins as a tool for modernization. Given their peg to fiat currencies, these tokens are easier to integrate into existing treasury processes. Their use also slightly reduces working capital requirements.

The use of crypto tools provides companies with several significant advantages:

• faster settlements
• greater transparency
• improved liquidity
• integration with payment flows
• enhanced security
• lower transaction costs

The benefits of stablecoins are especially noticeable in cross-border B2B payments and in developing countries, where traditional financial systems are costly and slow.

Overall, trust in stablecoins is growing—not only due to technological progress but also because of their increasing accessibility. Against this backdrop, the projected growth of stablecoin market capitalization to $2 trillion by 2028 appears quite realistic.

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